| Any UK commercial mortgage broker site on the internet you find should be scrutinised according to the following checklist: - Has it got a company name?;
- Has it got a registered office?;
- Has it got a street address, rather than a P.O. box?;
- Has it got a telephone number?;
- How long has the company been in business?;
- How quick are they to respond to queries?;
- How far away are they from you physically?;
- Are company personnel mentioned by name on the site?
Once you've settled on a few companies, you can enter their venture name in a search engine with the words 'problem' or 'scam', and see what comes up. | General Consumer Tip: Roughly 35% of your credit score is determined by your bill-paying history: late payments, bankruptcy, late collections etc, can all give you a low credit rating. It is generally checked over a two-year period and it is the more recent debts that carry the most weight. companies also take into account your income and your potential earnings in the future. Someone with a poor credit score may find themselves being refused an e-mortgage. An adverse credit rating can make it harder to ree-mortgage - especially if your credit score is lowered by defaulting on payments to your current provider.
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| General Consumer Tip: Networking is a fancy word for getting to know with the right people to make you a success. There are people in your community, in your field or work, maybe even in your firm that are successful. A well-placed lunch or dinner, where you can pick their brains for those nuggets of gold they learned in their early years can save you a lot of aggravation and get you moving quickly. Not only that, a good network can feed and help members, so you want to be part of that community.
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